The most unfair thing about life is the way we keep growing old and the way it all ends. I mean, life is tough. It takes up a lot of your time and what do you get at the end of it?
A death. What`s that, a bonus?
I think the life cycle is all backward. You should die first, get it out of the way. Then you live in an old age home where you are taken care of with full government benefits. You get kicked out when you`re at the retirement age, you get a gold watch and nice gifts and you start to go to work.
You work 40 years until you`re young enough to enjoy your retirement. You do girls, drugs, alcohol; you party, and you get ready for high school. You then go to primary school, you become a kid, you play, you have no responsibilities.
And then you become a little baby. You suck around all day with no restrictions, sleep when you want and pee and shit where you want. And then you move into the best natural SPA in the world, your mother's womb; you spend your last nine months floating around, everything being taken care off and in complete control.
And then you finish off as an fantastic orgasm !!!
Apr 10, 2009
Apr 2, 2009
Six crores to provide security to Kasab
Aaaargh, I wish I could just throw out these ridiculous politicians and their asshole'ish laws to the outer space. People in India people don't get food and thousands of sick people die of hunger, but we are busy guarding an enemy and treating him as a VVIP.
It is not inconceivable to see Kasab contesting elections in India in the far future.
Read furthur...
Ajmal Amir Kasab -- the lone terrorist caught alive in the November 26 attacks in Mumbai-- will get to travel around in special hi-tech secured vehicle.
The Maharashtra government has imported a van costing a whopping Rs 6 crore.
According to media reports, the van will be handed over to Indo-Tibetan Border Patrol, which is providing security to Kasab. The van is fitted with a scanner that will detect any explosive in the periphery of 200 metres.
Meanwhile, as the government spends crores to ensure Kasab's safety, the lawyer defending him will be entitled to receive a meagre Rs 900 (as per the provisions of legal aid) at the end of trial.
It is not inconceivable to see Kasab contesting elections in India in the far future.
Read furthur...
Ajmal Amir Kasab -- the lone terrorist caught alive in the November 26 attacks in Mumbai-- will get to travel around in special hi-tech secured vehicle.
The Maharashtra government has imported a van costing a whopping Rs 6 crore.
According to media reports, the van will be handed over to Indo-Tibetan Border Patrol, which is providing security to Kasab. The van is fitted with a scanner that will detect any explosive in the periphery of 200 metres.
Meanwhile, as the government spends crores to ensure Kasab's safety, the lawyer defending him will be entitled to receive a meagre Rs 900 (as per the provisions of legal aid) at the end of trial.
Mar 26, 2009
Rules from the male side...
Now here are the rules from the male side. Please note that these are all numbered "1" ON PURPOSE because every one of them is equally important.
1. Crying is blackmail.
1. Ask for what you want.
Let us be clear on this one:
Subtle hints do not work!
Strong hints do not work!
Obvious hints do not work!
Just say it!
1. Yes and No are perfectly acceptable answers to almost every question.
1. Come to us with a problem only if you want help solving it. That's what we do. Sympathy is what your girlfriends are for.
1. A headache that lasts for 17 months is a Problem. See a doctor.
1. Anything we said 6 months ago is inadmissible in an argument. In fact, all comments become null and void after 1 Day.
1. If you won't dress like the Victoria's Secret girls, don't Expect us to act like soap opera guys.
1. If you think you're fat, you probably are. Do not ask us.
1. If something we said can be interpreted two ways and one of the ways makes you sad or angry, we meant the other one
1. You can either ask us to do something Or tell us how you want it done. Not both. And if you already know best how to do it, just do it yourself.
1. Whenever possible, Please say whatever you have to say during commercials.
1. Christopher Columbus did NOT need directions and neither do we.
1. ALL men see in only 16 colors, like Windows default settings. Peach, for example, is a fruit, not a color. Pumpkin is also a fruit. We have no idea what mauve is.
1. If we ask what is wrong and you say "nothing", we will act like nothing' s wrong. We know you are lying, but it is just not worth the hassle.
1. If you ask a question you don't want an answer to, expect an answer you don't want to hear.
1. When we have to go somewhere, absolutely anything you wear is fine. Really.
1. Don't ask us what we're thinking about unless you are prepared to discuss such topics as CRICKET, finance or the next door good looking lady.
1. You have enough clothes. And you have too many shoes.
1. I am in shape. Round IS a shape!
1. Crying is blackmail.
1. Ask for what you want.
Let us be clear on this one:
Subtle hints do not work!
Strong hints do not work!
Obvious hints do not work!
Just say it!
1. Yes and No are perfectly acceptable answers to almost every question.
1. Come to us with a problem only if you want help solving it. That's what we do. Sympathy is what your girlfriends are for.
1. A headache that lasts for 17 months is a Problem. See a doctor.
1. Anything we said 6 months ago is inadmissible in an argument. In fact, all comments become null and void after 1 Day.
1. If you won't dress like the Victoria's Secret girls, don't Expect us to act like soap opera guys.
1. If you think you're fat, you probably are. Do not ask us.
1. If something we said can be interpreted two ways and one of the ways makes you sad or angry, we meant the other one
1. You can either ask us to do something Or tell us how you want it done. Not both. And if you already know best how to do it, just do it yourself.
1. Whenever possible, Please say whatever you have to say during commercials.
1. Christopher Columbus did NOT need directions and neither do we.
1. ALL men see in only 16 colors, like Windows default settings. Peach, for example, is a fruit, not a color. Pumpkin is also a fruit. We have no idea what mauve is.
1. If we ask what is wrong and you say "nothing", we will act like nothing' s wrong. We know you are lying, but it is just not worth the hassle.
1. If you ask a question you don't want an answer to, expect an answer you don't want to hear.
1. When we have to go somewhere, absolutely anything you wear is fine. Really.
1. Don't ask us what we're thinking about unless you are prepared to discuss such topics as CRICKET, finance or the next door good looking lady.
1. You have enough clothes. And you have too many shoes.
1. I am in shape. Round IS a shape!
Dec 1, 2008
Mumbai attack from Pakistan's point of view..
This has got to be the most hilarious piece of crap I have ever heard in my life. I understand that Pakistani's act dumb when it comes to India, but this is taking it too far !!!
http://www.hotklix.com/?ref=content/152704
Take a look at this video to hear the Pakistan perspective on the Mumbai attacks !
http://www.hotklix.com/?ref=content/152704
Take a look at this video to hear the Pakistan perspective on the Mumbai attacks !
Oh god, this is just so painfull...
It took me three days before I could get into any sort of a mood to type. The last week has been very sad. I was somehow feeling very depressed even though its the nth time there have been attacks on India this year. This attack is somehow looking different, say even compared to the attack on the Parliment, since it targets the very points that the emerging India takes pride in. The coordinated attack is so unlike the serial bombings (which were more of a sleuth attack) as it shows that we are helpless in every aspect. It also shows how easy is it for a person to walk into any place he wants and create panic there. It also shows how porous the borders are if a group of people could get into a speed boat and enter the ports so freely.
Power, Money and Vote bank (thus Religion) seem to be the only things that the neta's care about and Im feeling vulnerable that we are sitting in a country where there is no value to our lives. There is no solution in sight and even worse, no attempt at making the situation any better. And we are flanked by two neighbours, one of whom is on the way to crush us with their economic growth and progress and the other who is hell bent on jumping off the cliff while dragging us along with it.
More importantly, this attack brings in one major change, it will brand India as very unsafe for every foreigner; includes investors, business people, sports persons and tourists.
It is a sad and disgusting situation to be in...
In the meantime, one article caught my eye. I have cut and pasted the article here, take a look and you will realize that the politicians care about nothing and you will also realize why the new generation of leaders are not any different.
And then the Maharashtra CM taking along Ram Gopal Varma (RGV) to the site for a first hand inspection.
Aah, for crying out loud, is anyone listening to the country and what it needs ?
Power, Money and Vote bank (thus Religion) seem to be the only things that the neta's care about and Im feeling vulnerable that we are sitting in a country where there is no value to our lives. There is no solution in sight and even worse, no attempt at making the situation any better. And we are flanked by two neighbours, one of whom is on the way to crush us with their economic growth and progress and the other who is hell bent on jumping off the cliff while dragging us along with it.
More importantly, this attack brings in one major change, it will brand India as very unsafe for every foreigner; includes investors, business people, sports persons and tourists.
It is a sad and disgusting situation to be in...
In the meantime, one article caught my eye. I have cut and pasted the article here, take a look and you will realize that the politicians care about nothing and you will also realize why the new generation of leaders are not any different.
And then the Maharashtra CM taking along Ram Gopal Varma (RGV) to the site for a first hand inspection.
Aah, for crying out loud, is anyone listening to the country and what it needs ?
Oct 28, 2008
Stocks to buy in the Indian Stock market !
Its been some time since I put my foot, the whole of it into my mouth !!! So I thought this is a good time to do so by publishing online what stocks I follow and buy.
The markets have been trashed out of shape for a whole lot of reasons and stocks are at such mouth watering levels that I can no longer stay out of the market (For the record, I moved every last penny out of the markets at a Sensex level of 15,000 for a variety of reasons). Having ridden the market on the journey from a Sensex level of 6,000 to 21,000, it is almost crystal clear to me that this is probably the best time of the decade to make money, even if it takes 3 years to do so.
Im no expert in the stock markets, but I have been fairly successful over the last 10 years in making money from it (even though a few of my friends insist on calling me lucky rather than smart !). I have made all the common/silly mistakes in the past and still continue to do blunders that change my portfolio from being a fantastic one to a moderately succesfull one. In fact I always land up with one dud stock my list that I keep averaging and it ends up screwing me up.
Why am I saying all this before I come up with my list ? Because disclaimers do matter in this corporate world and I do not want my ass to be dragged out by some loser who claims that he lost money trying to follow my advice. I do not want anyone to blindly look at this list, assume it is a good list of stocks, buy them, lose money and then come kill me !!!
So here goes the list of stocks that I own as of Oct 20th :
1. Reliance Ind
2. Reliance Capital Ltd
3. Punj Lloyd Ltd
4. Adlab Films
5. Neyveli Lignites
6. Jaiprakash Associates Ltd
7. Relaince Petroleum Ltd
8. Radico Khaitan Ltd
9. Welspun-Gujarat Stah
10. Tata Teleservices (Mah)
11. Reliance Communications Ltd
12. Glenmark Pharma
13. Suzlon Energy Ltd
And a list of stocks that Im eying like a hawk, waiting to get the next salary so that I can buy them !
1. Mundra Port
2. ICICI Bank (Little doubtful)
3. TISCO (Little doubtful)
4. Bharti Airtel
5. Larsen and Toubro
6. SBI Bank
This is my personal selections and are in no way a indication of what you should buy or sell. Let us see how I do in a few months from now.
The markets have been trashed out of shape for a whole lot of reasons and stocks are at such mouth watering levels that I can no longer stay out of the market (For the record, I moved every last penny out of the markets at a Sensex level of 15,000 for a variety of reasons). Having ridden the market on the journey from a Sensex level of 6,000 to 21,000, it is almost crystal clear to me that this is probably the best time of the decade to make money, even if it takes 3 years to do so.
Im no expert in the stock markets, but I have been fairly successful over the last 10 years in making money from it (even though a few of my friends insist on calling me lucky rather than smart !). I have made all the common/silly mistakes in the past and still continue to do blunders that change my portfolio from being a fantastic one to a moderately succesfull one. In fact I always land up with one dud stock my list that I keep averaging and it ends up screwing me up.
Why am I saying all this before I come up with my list ? Because disclaimers do matter in this corporate world and I do not want my ass to be dragged out by some loser who claims that he lost money trying to follow my advice. I do not want anyone to blindly look at this list, assume it is a good list of stocks, buy them, lose money and then come kill me !!!
So here goes the list of stocks that I own as of Oct 20th :
1. Reliance Ind
2. Reliance Capital Ltd
3. Punj Lloyd Ltd
4. Adlab Films
5. Neyveli Lignites
6. Jaiprakash Associates Ltd
7. Relaince Petroleum Ltd
8. Radico Khaitan Ltd
9. Welspun-Gujarat Stah
10. Tata Teleservices (Mah)
11. Reliance Communications Ltd
12. Glenmark Pharma
13. Suzlon Energy Ltd
And a list of stocks that Im eying like a hawk, waiting to get the next salary so that I can buy them !
1. Mundra Port
2. ICICI Bank (Little doubtful)
3. TISCO (Little doubtful)
4. Bharti Airtel
5. Larsen and Toubro
6. SBI Bank
This is my personal selections and are in no way a indication of what you should buy or sell. Let us see how I do in a few months from now.
Oct 16, 2008
Why are the markets crashing - no technical jargon !!!
I have been getting a lot of friendly inquiries from friends on whether I can decode the crisis in the markets and explain it to them in plain English !!! The media has created such a ruckus along with the falling markets that everyone and anyone is suddenly worried sick of the economy, the markets, recession, their jobs, salaries and whatever else you can think of !
So what is happening ? I do not want to type a long explanation or bore you with technical explanations, but will try and explain the problem in plain English ! There are few issues that have built up over the last 10 or so years:
1. Banks have lent more money than they collected as deposits and spread their hands all over the world in the name of globalization !!! For example, banks in America borrowed money from banks in Japan at 1% interest, gave the money to people in India at 7% and pocketed the 6% difference. This worked till the currencies, especially the US dollar were stable. When the US$ started falling like crazy, the 6% profit turned into a 2% loss and suddenly, all banks started scrambling for money, thus leading to chaos.
2. Banks have lent money to people they should not have lent at all. This was the essence of the sub-prime crisis. People who earned low salaries and others with less than stable income were given loans at slightly higher rates to buy homes. When they could not pay back the EMI's, the banks had to pick up the house and sell it off. But by then, the houses had lost half their value as the housing markets were terribly down.
For example, I buy a house for $100,000 with a down payment of $5000. Since my job is not stable, the bank makes me pay a higher interest of 10% which I agree. After making payments for a year, I see that the housing rates have collapsed and now my house is worth just $50,000. So I stop paying the EMI's, the logic being I do not care about the $5000 I put as down payment, or the $6000 I paid as EMI all year. If I get out now, I lose $11,000. If I stay on in the house, I have lost $50,000 of the house value. So I let the bank take over my house.
The problem for the bank is that it has a $100,000 liability on its books against a property worth just $50,000. Multiply the problem with a few millions houses and suddenly, the bank's financial s are looking terrible and the stock markets are thrashing the bank stock !!!
3. Banks have lent money to each other by holding securities that have shaky fundamentals.
To take a example, the bank mentioned in point two wanted to raise money. So it sells bonds that are backed by its own name and offers 10% return on the bonds. Since the bank had run great for over 100 years, other banks and folks like you and me buy the bonds and hope to get the 10% return.
When the bank starts to ruin its books from point 2, the stock market thrashes the bank and suddenly the investors are worried and want to redeem the bonds, even if at a loss. Since the bank has no money to offer, its rating get thrashed and the stock gets battered even more, thus completing the cycle of downfall of the bank.
Some banks also raise money from other institutions by offering their own stock as collateral. If a institution lent money to the bank in our example and took the bank stock as collateral, the institution is now holding a security that is not worth the paper it was printed on. And along with the original bank that went down, the institution that lent money against the bank's stock is also going down !
Finance is built on trust, and suddenly that trust has been replaced by fear all over the world. That is the essence of the entire problem ! Banks everywhere in the world are not willing to lend money to other banks and they are not willing to take any kind of security that the companies are willing to offer. When there is no money in the system, everyone postpones their buying and investing decisions, thus leading to even lesser money in the markets.
And the problem gets deeper till it gets us to the shit hole that we are all in currently !!!
So what is happening ? I do not want to type a long explanation or bore you with technical explanations, but will try and explain the problem in plain English ! There are few issues that have built up over the last 10 or so years:
1. Banks have lent more money than they collected as deposits and spread their hands all over the world in the name of globalization !!! For example, banks in America borrowed money from banks in Japan at 1% interest, gave the money to people in India at 7% and pocketed the 6% difference. This worked till the currencies, especially the US dollar were stable. When the US$ started falling like crazy, the 6% profit turned into a 2% loss and suddenly, all banks started scrambling for money, thus leading to chaos.
2. Banks have lent money to people they should not have lent at all. This was the essence of the sub-prime crisis. People who earned low salaries and others with less than stable income were given loans at slightly higher rates to buy homes. When they could not pay back the EMI's, the banks had to pick up the house and sell it off. But by then, the houses had lost half their value as the housing markets were terribly down.
For example, I buy a house for $100,000 with a down payment of $5000. Since my job is not stable, the bank makes me pay a higher interest of 10% which I agree. After making payments for a year, I see that the housing rates have collapsed and now my house is worth just $50,000. So I stop paying the EMI's, the logic being I do not care about the $5000 I put as down payment, or the $6000 I paid as EMI all year. If I get out now, I lose $11,000. If I stay on in the house, I have lost $50,000 of the house value. So I let the bank take over my house.
The problem for the bank is that it has a $100,000 liability on its books against a property worth just $50,000. Multiply the problem with a few millions houses and suddenly, the bank's financial s are looking terrible and the stock markets are thrashing the bank stock !!!
3. Banks have lent money to each other by holding securities that have shaky fundamentals.
To take a example, the bank mentioned in point two wanted to raise money. So it sells bonds that are backed by its own name and offers 10% return on the bonds. Since the bank had run great for over 100 years, other banks and folks like you and me buy the bonds and hope to get the 10% return.
When the bank starts to ruin its books from point 2, the stock market thrashes the bank and suddenly the investors are worried and want to redeem the bonds, even if at a loss. Since the bank has no money to offer, its rating get thrashed and the stock gets battered even more, thus completing the cycle of downfall of the bank.
Some banks also raise money from other institutions by offering their own stock as collateral. If a institution lent money to the bank in our example and took the bank stock as collateral, the institution is now holding a security that is not worth the paper it was printed on. And along with the original bank that went down, the institution that lent money against the bank's stock is also going down !
Finance is built on trust, and suddenly that trust has been replaced by fear all over the world. That is the essence of the entire problem ! Banks everywhere in the world are not willing to lend money to other banks and they are not willing to take any kind of security that the companies are willing to offer. When there is no money in the system, everyone postpones their buying and investing decisions, thus leading to even lesser money in the markets.
And the problem gets deeper till it gets us to the shit hole that we are all in currently !!!
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